Tuesday, January 30, 2018


Nessotech - an IT firm and systems solutions provider engaged in software development with a decade of experience - has been serving companies such as banks and non-bank remittance  firms applying for their technical accreditation with the Philippine Social Security System (SSS), Philippine Health Insurance System (Philhealth) and the Home Mutual Development Fund of the Philippines (Pag-ibig Fund), to enable collection of contribution and loan payments of OFWs, self-employed and voluntary members. 

Mr. Jonathan Velasco, Ms. Denise Palmiano, Ms. Jessica Palmiano and Mr. Domingo Dayro Jr.

Managed by a seasoned team from the financial and IT sectors, and headed by its President and CEO Ma. Jessica Palmiano, Nessotech has diversified with the recent establishment of Togetech whose mandate is the creation of mobile applications that directly serve the customers,  which includes retail and peer-to-peer client.

Togetech envisions itself to be a provider of applications geared towards connectivity, financial inclusion, and convenience of customers. Togetech initially launched the Moneygment -app, which is a payments solutions mobile app providing remittance for government contributions and loans, as well as computation, filing and tax payments.

The founders of Moneygment understand the importance of these contributions, especially to the OFWs and their families that they have been serving for the past few years. Thisinspired them to work continuously in improving their systems in order to provide the most up-to-date services and reports to their customers. They are aware of the difficulties regarding delays in processing and unposted transactions causing benefits to be delayed as well. That is why they developed the Moneygment app that the customers can easily access through their mobile devices, and hence, they can immediately generate reports and get updates about their transactions. 

Moneygment caters as well to the growing number of self-employed individuals, freelancers, homemakers paying for the mandatory contributions of their kasambahays or household help, and micro and small enterprises to make paying and filing taxes and government contributions easy and convenient.

“Moneygment does not only focus on providing convenience for spending, but spending on things that will help ‘future-proof’ our customers,” says Ma. Jessica Palmiano, President and CEO of Togetech. “Future-proofing means being responsible citizens through filing and paying taxes, ensuring savings and insurance coverage through utilizing government initiatives provided by SSS, Philhealth and Pag-ibig. We are all focused on the now, yet we may lose sight of what we need to prepare for the future so we give you Moneygment to help you secure that future. The future does not only refer to when you are 60 years old and above. This is as simple as ensuring you have medical funds when you get sick, claiming for calamity loans when calamities happen, applying to own your home or looking for a funding source for your desired trip to another country. Future-proofing is also helping you achieve financial confidence by being able to provide financial tax returns even if you are operating a micro-enterprise enabling you to secure financial assistance in growing your business.” 

The Moneygment  app is available for download on Android via the Play Store and soon on IOS.  Through this mobile application, customers can enjoy the convenience of paying for their government contributions anytime from wherever they are.  The customers can transfer payments through Moneygment accredited partners without the need for owning a bank account.

Togetech will continuously integrate with partner institutions such as insurance companies, micro-finance and government institutions, in order to provide customers with the convenience in paying for these types of contributions, and achieve real-time posting of payments. Reports are also made available in every step of the process.

Further, it will strive to provide for financial inclusion through its rewards system and information campaigns, making it easy for customers to know current updates by our partner agencies.

Togetech will also be launching other applications catering to this segment so as to achieve its goals in providing a facility for easy payment solutions for basic life requirements and to help “future-proof” the consumers that will further improve the standard of living of every Filipino, driving the society forward.

With its stonewall security, Vivo smartphones are not only efficient and affordable but are also revolutionary and innovative

A lot of modern smartphones are adopting biometric security features in an effort to gather more users and patrons to support their brand. Vivo is no different and has pushed the envelope when it comes to innovation. Just recently at the Consumer Electronics Show or CES 2018, dubbed as the global stage for innovation, in Las Vegas, Nevada, USA, Vivo took the spotlight as it introduced the world-first under-display fingerprint scanner in its smartphone. This ultra-modern technology simply registers a user’s uniquely patterned epidermis, and just like in futuristic movies, the screen would weave a pattern of blue light and the phone is instantly accessed.

Vivo’s new innovation, the world’s first under – display fingerprint scanner

Vivo’s smartphone security features are just as impressive and cutting-edge. The Face ID feature of Vivo is less complex than other smartphone brands’ security specs, merely using its 24MP camera for facial recognition. But this facial recognition security feature is not to be underestimated as it works remarkably well. Vivo face access technology quickly detects up more than 100 different facial identification points, more than enough for one to say that we truly now live in the future. The feature checks the depth or the user’s facial features which provides for a more precise, more effectual security access.

Vivo’s Face ID Access

Lastly, Vivo smartphones also employ the good old fingerprint scanner under its hood, located at the back just within a convenient reach of the index finger. This feature which works well and fast and maybe activated alongside the Face ID feature.

With its stonewall security, Vivo smartphones are not only efficient and affordable but are also revolutionary and innovative. Vivo cares about its users, pushing the brand to constantly innovate and improve user experience. Vivo maintains seven research and development centers and continuously improves their products.

For inquiries about Vivo, visit the Vivo website at www.vivo.com/ph or check out their Facebook (https://www.facebook.com/VivoPhil), Instagram (https://www.instagram.com/vivophil/), and Twitter (https://twitter.com/vivo_phil) accounts.

Friday, January 19, 2018

Your guide to snacking the healthy way with FamilyMart

We can’t help those sudden cravings for a sweet, salty, or cool treat—but maybe we don’t have to. While eating frequently throughout the day used to be frowned upon, studies now show that having small snacks in between meals can actually be good for you.  Your go-to for delicious favorites, FamilyMart, is here to satisfy your taste buds with new options for your morning, mid-day, or nighttime munchies.

Mid-morning snack. Everyone knows that a hearty breakfast is the most important meal of the day. But despite a full meal to kickstart your morning, you might find yourself feeling a little distracted by hunger pangs with some time to go before lunch.

To stave off your hunger ‘til noon, munch on FamilyMart’s All-Cheese and Pimiento Cheesesticks for only P39, a filling but still light enough bite to keep you from overeating when you finally take your lunch.

Afternoon bites. Whether you decided to take an early lunch or put off eating until later, you might find yourself getting hungry not long after noon. Drop by FamilyMart for a healthy serving of Chicken Macaroni Salad at P39 or Potato Salad at P39 and fill up without worrying about going over your calorie count. If you’re also prone to having dinner late, be sure you have something to eat mid-afternoon.

Dessert. Contrary to popular belief, eliminating desserts won’t necessarily make or break the diet you’re trying to maintain. As long as you keep your portions in check and skip a different component of your meal like soda or wine, you can have a cool Hershey’s Dark Chocolate Superfreeze for as low as P27, an Ube Cream, Ube, or Vanilla Twirl at P25, or Leche Flan at P39 to end the day on a sweet note.

Your snacking gets even more rewarding at FamilyMart because on Triple Tuesdays, you get thrice the Snap points for your purchases. So what are you waiting for? Drop by a FamilyMart near you today for your favorite snacks and exciting new treats!

For updates, exciting products, and awesome deals, like and follow FamilyMart Philippines on Facebook, @familymartph on Instagram, and @FamilyMartPH on Twitter. For store locations or more information on FamilyMart Philippines, log on to www.familymart.com.ph.